Gather' round, class is in session! Today in the circle, we are joined by money expert, #1 New York Times Best-Selling Author, and Emmy-Award winning TV personality Nicole Lapin. Nicole joins to circle to talk investing, building your credit, budgeting and figuring out the life you want! Get out your pen and paper and enjoy!Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:Right now, go to Quince.com/circletime to get free shipping and 365-day returns on your next orderSquarespace.com/circletime for a free trial and then when you’re ready to launch use code CIRCLETIME to save 10% off your first purchase of a website or domainChoose a natural diamond - for more information, visit naturaldiamonds.comProduced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.