Welcome to another episode of Talk Exchange!  Today we have an interview with Kathy Mize and Carlos Perez talking about year end giving.  Tracey and Kristie get some great insights from these two Exchange rockstars so we hope you enjoy today’s show!As always, our episodes are available in video format on our YouTube channel at:https://youtu.be/Vkw2NuEIeScThanks for listening! See you next time!