If you haven’t picked up from the previous 275 episodes that I think pensions are pretty cool, then I don’t know what else to do to help you realise that. With tax relief on the way in, tax-free growth while the money is held inside, and massive flexibility on the way out, pensions really are the king of wealth building vehicles. But all this cool stuff comes with limits. Limits on how much you can put into a pension each year, and how much you can hold within a pension in total. Today I want to cover some those allowances, and show you how to make the best of them.