There seems to be headlines about floods, wildfires, or hurricanes every week. Scientists say this might be the new normal — that climate change is making natural disasters more and more common.Tatyana Deryugina is a leading expert on the economics of natural disasters — how we respond to them, how they affect the economy, and how they change our lives. And back when Tatyana first started researching natural disasters she realized that there's a lot we don't know about their long-term economic consequences. Especially about how individuals and communities recover.Trying to understand those questions of how we respond to natural disasters is a big part of Tatyana's research. And her research has some surprising implications for how we should be responding to natural disasters.This episode was hosted and reported by Jeff Guo. It was produced by Emma Peaslee and edited by Jess Jiang. It was fact checked by Sierra Juarez and engineered by Josephine Nyounai. Alex Goldmark is our executive producer.Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.