37 min listen
RSU, Mutual Funds, Bonds, and Annuities - 442
RSU, Mutual Funds, Bonds, and Annuities - 442
ratings:
Length:
52 minutes
Released:
Aug 15, 2023
Format:
Podcast episode
Description
What’s the best strategy for E-Dog’s restricted stock units with his employer, how are RSUs taxed, and how do Roth conversions fit into the mix? Plus, should Jay in Raleigh liquidate his annuities or follow “Stan the Annuity Man’s” advice and take the annual payments? Elisa wants to know how a mutual fund portfolio would work in retirement, and what’s a good way for listener Joe to invest in bonds in a taxable account to bring his portfolio back into proper balance? Finally, the fellas spitball on Medicare savings vs. Roth conversions for David, and an unrealized gain strategy on an UTMA education savings account for Jay in California. Timestamps: 00:50 - Restricted Stock Units: RSU Spitball Analysis (E-Dog, Boulder, CO) 14:44 - Annuity Retirement Spitball Analysis (Jay, Raleigh, NC) 26:36 - How Would a Mutual Fund Portfolio Work in Retirement? (Elisa) 31:13 - Asset Location: How to Invest in Bonds in a Taxable Account to Rebalance? (Joe) 35:09 - Medicare Savings Vs. Roth Conversions (David, Logan, NM) 40:04 - UTMA College Savings Unrealized Gain Strategy (Jay, CA) 47:05 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-442 Why Asset Location Matters - free guide 6th Annual YMYW Podcast Survey - one randomly-chosen participant will win a $100 Amazon e-gift card! Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis
Released:
Aug 15, 2023
Format:
Podcast episode
Titles in the series (100)
Pension Vs. Lump Sum, 401k Rules, and the Fiduciary Standard - 60: Aired: 8/27/2016 11 AM:: Joe Anderson and "Big Al" Clopine answer listeners' investing questions on air. Question topics cover pensions vs. lump sums, 401(k) rules, the fiduciary standard and more. by Your Money, Your Wealth