Mel Abraham, an expert in business and finance, joins me today to share his wisdom on achieving a solid and abundant retirement, securing financial freedom, and making deliberate choices with your money. With all of the social media misinformation and the need for actual business experience from the people teaching business, Mel is the real deal. When building wealth, effective planning, strong financial muscles, and a conscious path are essential. In our conversation, Mel reassures you that you can transform your trajectory regardless of your situation, age, or background. He shares his tools for navigating your wealth priority ladder, building a comfort fund, and combating financial flatlines. Your future is truly at stake, and this episode is your roadmap to success.    IN THIS EPISODE, WE TALK ABOUT: - Identifying your money symptoms rather than money problems - The difference between debt management and wealth creation - Embracing early investments to get ahead of the timeline - The first step to building your comfort fund - Why it’s never too late or too early to take control of your finances  - Common misconceptions about tax write-offs   RESOURCES - Sign up for Affluence Live TODAY! - Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.    CONNECT WITH MEL Follow Mel: @melabraham9  Learn more about Mel: melabraham.com  Listen to The Affluent Entrepreneur Show    CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me  Learn more about frello, my peer-to-peer lending app: frelloapp.com  Follow frello: @frello_app