Today's Hot Topic tackles a recurring theme among our Shandies' questions: MONEY, BABY!! ??? We're joined by superstar Ramit Sethi, who not only wrote 2009's megahit and NYT bestseller "I Will Teach You To Be Rich", but whose very own Netflix show, "How To Get Rich" just premiered on April 18th!Today Ramit begins by helping us define what our own individual "Rich Life" looks like. But he goes even further with the clearest, most concise, direct answers to your most burning relationship-meets-money questions: When one partner has a significantly higher income, should that be reflected in the bills? When and how should you bring up your debt with your partner? Is there a "gold standard" when it comes to shared and separate bank accounts? And what about PRENUPS?? What bank accounts and credit cards does Ramit himself use? (Oh yeah, we go there!) Listen on for your lesson in getting RICH.Thanks to our sponsor!- Go to https://www.hellofresh.com/SHANDY50 and use code SHANDY50 for 50% off plus free shipping!More Ramit:- The Book, 'I Will Teach You To Be Rich', 2nd edition (2019): https://amzn.to/3NhoRi1- Instagram: https://www.instagram.com/ramit- Podcast: https://podcasts.apple.com/us/podcast/i-will-teach-you-to-be-rich/id1577864998- Website: https://ramitsethi.com- Youtube: https://www.youtube.com/@ramitsethiTime Stamps:0:00 - Welcome To Ramit Sethi!2:22 - What Is A “Rich Life”?3:38 - How Can One Change From Being A Spender To A Saver?9:38 - Join Sharleen In An Exercise: Define Your “Rich Life”18:42 - How Can You Design Your Rich Life When You Feel Like You’re Struggling To Get By?22:30 - Investing And Saving 10127:49 - Ramit’s Picks For Bank Accounts & Credits Cards (WITH ACTUAL ANSWERS)31:02 - How Should You Divvy Up Finances When One Partner Makes More $$$?37:31 - Is The A Certain Number You Should Have In The Bank Before Starting A Family?39:24 - Prenups44:59 - When Should One Broach The Topic Of Money And/Or Debt In A New Relationship?49:50 - Have Debt Or Bad Credit? These Are Your First Steps53:38 - Andy’s Selfish Question56:55 - What Would Ramit Like Your Takeaway To Be?1:01:22 - Shandy DebriefIf you have a relationship question, write us at: dearshandy@gmail.comSupport Dear Shandy: https://redcircle.com/dear-shandy/donationsSubscribe and watch the episodes on YouTube! https://bit.ly/SubscribeDearShandyMore Dear ShandyInstagram - https://www.instagram.com/dearshandyFacebook - https://fb.me/dearshandyMore SharleenInstagram - https://www.instagram.com/sharleenjoyntBlog - http://www.alltheprettypandas.comMore AndyInstagram - https://www.instagram.com/machinelevineProduced by Gabrielle Galon - https://www.instagram.com/gabsamillionSupport this podcast at — https://redcircle.com/dear-shandy/donationsPrivacy & Opt-Out: https://redcircle.com/privacy