Today on the Brief: Jobless claims slightly exceed expectations at 884,000 ECB keeps policy unchained; euro rises versus dollar  Survey: What’s the right way to understand the business and market cycle in the U.S. today?  Our main discussion: interest rates and the undermining of American resilience.  In this discussion, NLW looks at a number of artifacts of the low interest rate world, including: Increasing cost of child care  Declining share of total net worth held by bottom 50%  New startups using lottery tactics to incentivize savers