I know transforming your financial reality can feel overwhelming, but it’s actually more simple than you might think. My motto is ‘control what you can control,’ or in other words, start slow and try strategies that are slightly outside of your comfort zone to build up game-changing habits.  Don’t know where to start with investing? Open a high-yield savings account instead. Want to pay your credit card down? Try to go 30 days without using it. When you strip it down to the basics, it’s easier to get on track with your financial goals.    IN THIS EPISODE, WE TALK ABOUT: Tools to rein in any unnecessary or unconscious spending  How to start increasing your investment risk tolerance  Examples of ways to increase your monthly savings margin  Why it’s so important to start doing something instead of nothing when it comes to your financial future     RESOURCES Wealthfront  Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day.     CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: chrisharder.me  Learn more about frello, my peer-to-peer lending app: frelloapp.com  Follow frello: @frello_app