Borrowing a little cash for an emergency expense or to start a business should be easy today, right? National banks are reportedly now offering small installment loans or lines of credit to customers—even those with low or no credit scores.Southwest Public Policy Institute President, Patrick M. Brenner, put that theory to the test and exposed the harsh reality of obtaining loans from national banks. If a customer can't access financial resources from his bank when his credit and financial situations are good, what about those with bad credit and the least means?Brenner discusses his experience with Patrice Onwuka in this pop-up podcast episode and how it informs the conversation about small-dollar lending and other financial services that often get a bad rap. (Also, read Patrice's review of a report by Brenner here.)--She Thinks is a podcast for women (and men) who are sick of the spin in today’s news cycle and are seeking the truth. Once a week, every week, She Thinks host Beverly Hallberg is joined by guests who cut through the clutter and bring you the facts. You don’t have to keep up with policy and politics to understand how issues will impact you and the people you care about most. You just have to keep up with us. We make sure you have the information you need to come to your own conclusions. Because, let’s face it, you’re in control of your own life and can think for yourself. You can listen to the latest She Thinks episode(s) here or wherever you get your podcasts. Then subscribe, rate, and share with your friends. If you are already caught up and want more, join our online community. Be sure to subscribe to our emails to ensure you’re equipped with the facts on the issues you care about most: https://iwf.org/connect. Independent Women’s Forum (IWF) believes all issues are women’s issues. IWF promotes policies that aren’t just well-intended, but actually enhance people’s freedoms, opportunities, and choices. IWF doesn’t just talk about problems. We identify solutions and take them straight to the playmakers and policy creators. And, as a 501(c)3, IWF educates the public about the most important topics of the day. Check out the Independent Women’s Forum website for more information on how policies impact you, your loved ones, and your community: www.iwf.org. Subscribe to IWF’s YouTube channel. Follow IWF on social media: - on Twitter- on Facebook- on Instagram#IWF #SheThinks #AllIssuesAreWomensIssues Hosted on Acast. See acast.com/privacy for more information.