Welcome back to the Law School Toolbox podcast! Today we're excited to have the founder of You Need A Budget, Jesse Mecham, on the podcast to talk about all things money. In this episode we discuss: How Jesse got into the field of budgeting and personal finance The YNAB "four-rule method" for managing money  How to minimize the amount of debt you have Should you have shared finances if you're in a relationship? The one expense that can make a huge difference for most people Budgeting your finances with the future in mind Resources: YNAB.com (https://www.ynab.com/) You Need A Budget podcast (https://podcasts.apple.com/us/podcast/you-need-a-budget-ynab/id477248343) You Need A Budget – TikTok (https://www.tiktok.com/tag/ynabcommunity?lang=en) You Need A Budget – YouTube (https://www.youtube.com/user/YouNeedABudget?app=desktop) You Need A Budget – Instagram (https://www.instagram.com/youneedabudget/?hl=en) You Need a Budget, by Jesse Mecham (https://www.ynab.com/ynab-the-book/) Podcast Episode 96: How to Rapidly Pay Off Law School Debt (with Guest Financial Panther) (https://lawschooltoolbox.com/podcast-episode-96-how-to-rapidly-pay-off-law-school-debt-with-guest-financial-panther/) Podcast Episode 149: Saving Money in Law School (https://lawschooltoolbox.com/podcast-episode-149-saving-money-in-law-school/) Podcast Episode 177: Real Talk About Student Loan Debt (w/Financial Expert Travis Hornsby) (https://lawschooltoolbox.com/podcast-episode-177-real-talk-about-student-loan-debt-w-financial-expert-travis-hornsby/) Podcast Episode 294: Money Talk (w/Carrie Friedberg) (https://lawschooltoolbox.com/podcast-episode-294-money-talk-w-carrie-friedberg/) Podcast Episode 361: Student Loan Repayment (w/Derek Brainard of AccessLex Institute) (https://lawschooltoolbox.com/podcast-episode-361-student-loan-repayment-w-derek-brainard-of-accesslex-institute/) The Reality of Law School Debt and Planning for It (https://lawschooltoolbox.com/the-reality-of-law-school-debt-and-planning-for-it/) 5 Strategies to Save Money in Law School (https://lawschooltoolbox.com/5-strategies-to-save-money-in-law-school/) 5 Money Saving Apps for Law Students (https://lawschooltoolbox.com/5-money-saving-apps-for-law-students/) Why Adding Budgeting Skills to Your Toolbox Is Important (https://lawschooltoolbox.com/why-adding-budgeting-skills-to-your-toolbox-is-important/) Download the Transcript  (https://lawschooltoolbox.com/episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee