Welcome to the first episode of GARP Podcasts Climate Risk Series. Through the course of this series we will be bringing you insights from those working at the cutting edge of climate change. We will be joined by regulators, business leaders and risk practitioners who will help us build up a holistic view of the risks and opportunities that climate change poses and explore how this might affect you in your day to day work.   In today’s show, host and Co-president of the GARP Risk Institute, Jo Paisley, is joined by Michael Sheren, Senior Adviser at the Bank of England, to discuss three foundational questions:  Where have we come from? Where are we now? Where do we need to go?