For more nuanced personal finance content, join 55,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  If you don't have enough fear, you're going to remain set in your ways. You won't have the motivation to make more money, get in better shape, meet new people, and live a better life.  Posts mentioned: The One Ingredient For Achieving Financial Independence Conduct A Regret Minimization Exercise To Move Forward The Importance Of Feeling Consistently Uncomfortable For Personal Growth Resources For Greater Wealth If you want to invest in real estate more surgically, take a look at Fundrise. Demand for real estate is starting to rebound as mortgage rates and prices decline. With foreigners looking to buy U.S. real estate again, we could see a nice recovery.  Pick up a hardcopy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investing decisions using a risk-appropriate framework by age and work experience. Arm yourself with the knowledge you need so your money will work harder for you. Pick up a copy on sale at Amazon today! Thank you for writing a postivie 5-star review for this podcast and my book. I really appreciate it!