My Personal Budget Plus How to Avoid a Holiday Spending Disaster

How to Save Money Without Even Trying: You guys will love this episode because it’s all about super easy ways to save a lot. First, we talk about how to save $100 every month without even trying. Then, we go over eight one-time purchases that will save you big in the long run. To wrap up, we cover tips for spending less on the budget-buster that affects everyone: groceries. by The Rachel Cruze Show

27 min listen

The Best Ways to Budget Your Time and Money: Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharing my five favorite ways to buy back time. Then, we’ll cover the ins and outs of an all-cash budget and have some fun diving into the wild financials of the wedding industry. by The Rachel Cruze Show

30 min listen

Saving Big on the Small Things, Plus Which Generation Is Better With Money: This episode is all about the little things that can make a BIG impact on your wealth-building journey. We’ll uncover which super simple energy-saving devices can help cut your utility bills, talk with Shanna Hutcheson from Wellness for the Win about her favorite Aldi finds, plus learn which generation has the most debt and what they can do to turn things around. by The Rachel Cruze Show

37 min listen

Life-Changing Money Habits You Can Implement This Week: Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also take a look at how a high-earning CEO spends her income, the mental patterns that might be holding you back from building wealth, and what can you do in just one weekend to help you feel more confident with money! by The Rachel Cruze Show

44 min listen

Can’t Get Ahead Financially? (Here’s What to Do): When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s what you can do to move forward and finally achieve the money goals you always hoped were possible. by The Rachel Cruze Show

37 min listen

How to Make Progress on Your Money Goals in a Down Market: This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs. by The Rachel Cruze Show

27 min listen

The Best and Worst Money Habits with The Minimalists: Let’s go over some serious do’s and don’ts for building wealth! by The Rachel Cruze Show

34 min listen

Lessons From Growing Up Bankrupt (and Other Money Mess-Ups): Moving forward financially comes down to avoiding sneaky traps and learning from our mistakes. That’s why, in this episode, I start by sharing what I learned growing up in a bankrupt home. We then look at how living in California and New York can become a money pit. And we talk through high-profile tax fraud cases—and how you can stay legal. by The Rachel Cruze Show

30 min listen

Spending Habits for a Debt-Free Lifestyle: A debt-free lifestyle is all about spending and saving with purpose. I start out this episode by getting real about what that looks like in my monthly budget, then I talk with Jade Warshaw about how she paid off $460,000 (she’s the real deal, you guys). We'll also dig into the reasons we’re tempted to spend big during big sales. by The Rachel Cruze Show

35 min listen

The Key to Hitting Your Money Goals and Building Wealth: Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the different types of financial accounts we should all have, and how to make true progress with your money goals. You’ve got this! by The Rachel Cruze Show

28 min listen

The Impact of Shrinkflation and Things I Won’t Waste Money on This Fall: This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might be a victim of it and some things we tend to waste money on in the fall (looking at you, pricey fall decor). by The Rachel Cruze Show

22 min listen

The Tricks to Ditching Debt Fast: Imagine a life where you can stop spending your money on debt payments and every paycheck is yours to spend instead. That’s what this episode is all about. We look at a popular debt payoff method called the debt avalanche, the sneaky ways your credit card is keeping you broke, as well as how to become financially independent once and for all. by The Rachel Cruze Show

28 min listen

10 Mistakes That Keep You in Debt (PLUS How to Make Christmas Extra Special): ’Tis the season . . . to be smart with money. First, we’ll cover 10 mistakes that can take a huge toll on your debt payoff (avoid these at all costs), and then I’ll go over a few ideas for affordable ways to make Christmas extra special this year! by The Rachel Cruze Show

21 min listen

Save Your Money and Relationships This Holiday Season with Dr. John Delony: We’re finally heading into my favorite time of the year: the holiday season! So, grab a hot chocolate and get ready to have the healthiest, most sane season—both financially and relationally. We’ll talk about how to save money on Christmas, get past the resentment that creeps in during the holidays, and keep things in perspective when it comes to different generations. by The Rachel Cruze Show

37 min listen

How to Budget and Invest Your Money to Build Wealth and Reduce Stress: Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especially at the dollar store), and then we’ll talk about how to set and reach your investing goals. by The Rachel Cruze Show

27 min listen

6 Money Moves to Up Your Financial Game: Upping your financial game sounds hard—but it can actually be really simple. In this episode, we cover the money moves guaranteed to help you reach your goals, as well as the financial facts everyone needs to know. by The Rachel Cruze Show

34 min listen

Impulse Buying, Amazon Regrets, Online Scams: How to Avoid Them: There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s talk through the dangers of impulse spending, Amazon buys you should never waste money on, and how to spot all the red flags when it comes to Craigslist and Facebook Marketplace scams by The Rachel Cruze Show

37 min listen

Budget Better, Buy Smarter, and Boost Your Savings: Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get some tips and tricks you can start using today to help you win with money. I’m sharing how I would budget $12,000 a month, the things you should stop buying, and eight easy ways to increase your savings. by The Rachel Cruze Show

31 min listen

Budget Better, Buy Smarter, and Boost Your Savings: Building wealth is all about your mindset—what you believe. It’s possible to have a millionaire mindset even if you’re trying to get out of debt. In this episode, I’ll show you how I would budget with $55,000 of debt, tell you exactly how to create a millionaire mindset, and reveal the most common mistakes I saw people make while I was teaching Financial Peace University. By the end, you’ll believe the right things about money that will help you reach your goals. by The Rachel Cruze Show

22 min listen

The Right (and Wrong) Ways to Buy Happiness: In this episode, we talk about how money affects your overall well-being. First, we look at what a minimalism expert says about how to buy happiness (is it possible?). Next, I sit down with Dr. John Delony to discuss the mental, relational and physical ways money impacts your life. And then we look at the habits keeping high-income earners broke. by The Rachel Cruze Show

43 min listen

The Biggest Lies We Believe About Wealth: In this episode, we tackle some common lies and misconceptions about wealth building (and it gets a little controversial). We’ll go over the four biggest lies people believe about becoming a millionaire, address the question of whether or not building wealth is a sin, and reveal the biggest danger to your net worth so you’ll know what to be aware of! by The Rachel Cruze Show

30 min listen

Life-Changing Habits That Can Save You Time and Money: Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out the top 10 things people get wrong about money. by The Rachel Cruze Show

38 min listen

2 Things That May Be Costing You Thousands (and How to Save): This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about our bougie pets (and how to save on pet care). by The Rachel Cruze Show

30 min listen

Make Progress With Your Money (Even When America's Not): No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are claiming America is doomed financially—plus what the data really says. Then, financial expert George Kamel joins me for a conversation about the sneaky habit stealing our paycheck: lifestyle creep. by The Rachel Cruze Show

33 min listen

Michael Chernow: Your Resilience Is Your Superpower by Kreatures Of Habit Podcast

17 min listen

How to Put Hundreds of Dollars Back Into Your Budget: There’s no such thing as free money—or is there? In this episode, learn what you don’t need to buy for baby’s first year (and a few things you do), how to spend less at the gas pump, and which money-saving apps give you cash back for buying things by The Rachel Cruze Show

31 min listen

How to Have More Fun With Your Money in 2022: Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Disney fun into every dollar of your vacation budget. You’ll learn: How to Double Your Savings... by The Rachel Cruze Show

36 min listen

What to Do Differently With Your Money in 2023 with Dave Ramsey: Happy New Year, friends! To kick off 2023, we’re talking with the one and only Dave Ramsey about the best things to do with your money this year. We’ll also tackle how you can get out of debt even faster (including some great ideas for side hustles). by The Rachel Cruze Show

46 min listen

What Is (And Isn't) Worth Your Money: What are the right things to use your money on? That’s what we’re covering in this episode, starting with how Winston and I are currently investing. I also react to a YouTuber’s claims about what the middle class should be able to afford and reveal some products I just don’t think are worth the hype. by The Rachel Cruze Show

35 min listen

Monica Richards: Betterment From The Inside Out by Kreatures Of Habit Podcast

49 min listen

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My Personal Budget Plus How to Avoid a Holiday Spending Disaster

My Personal Budget Plus How to Avoid a Holiday Spending Disaster

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