Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.  Since we are in the second to last month of the year, today, we’re talking about holiday and year end planning. I think this year more than ever it makes sense to take the time to plan and we share more about that in the show. There is plenty to do before we enter a new year and now is the time to do it.  For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode448