In this episode I'm talking  Financial Management, as welders we have the potential to make some serious money, but we really don’t get taught how to manage that money. I’ve seen on several occasions, a welder gets done with school, gets a high paying job and then starts pissing all that  money away. Don’t get me wrong, it’s you’re money do what you want with it. But I know that I’d like to live debt free and have a nice nest egg once I retire and also take care of my family in the instance that god forbid something happens to me on the job or before retirement. That’s why I asked Richard Roybal to come on the show and give us some guidance on how to become financially independent . I know it’s not the typical welding topic you all are accustomed to but it’s still relevant to this career so I figured it would make for a good topic for the audience. There’s even some great info for those of you that have already started your own business, or are thinking about going into business for yourself. Follow Richard on Instagram:@Mr_Roybal Arc Junkies Website: https://arcjunkies.com Arc junkies Merch: https://shop.threadmob.com/arcjunkie/shop/home   Friends of the Show: Rockmount Research and Alloys, Inc. Rockmountwelding.com Instagram: @Rockmountwelding Use ARCJUNKIES10 for 10% off all Abrasives and Consumables Levrack Instagram: @levrack Online: www.levrack.com Outlaw Leather USA Instagram: @Outlawleatherusa Online: www.outlawleather.com Use codeword ARCJUNKIES at checkout and save 15% off in stock handmade leather goods.                                                                               Everlast Welders Instagram: @everlastwelders  YouTube: Everlast Welders         Online: https://bit.ly/37xJstI Use Codeword ARCJUNKIES at checkout to get upgraded to a free Nova Foot Pedal and TIG Torch with the purchase of any machine that comes with a stock foot pedal and TIG Torch.   O2 Armor https://www.o2armor.com Use ARCJUNKIES10 at checkout and save 10% on your purchase Strong Hand Tools Stronghandtool.com/arcjunkies Instagram @Strong_hand_tools ISOTUNES: Instagram: @isotunesaudio Online: https://bit.ly/36s7aFj  Use ARCJUNKIES10 at checkout and save $10 on your purchase     Arc Junkies Podcast: Instagram: @Arcjunkiespodcast TIKTOK: @Arcjunkiespod Email: Show@arcjunkies.com