Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on lowering your holiday spending, stay on budget and prevent debt.  
Episode 971: Lower Your Holiday Spending, Stay on Budget, And Prevent Debt by Michelle Schroeder-Gardner of MakingSenseOfCents 
Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. 
The original post is located here: https://www.makingsenseofcents.com/2015/11/holiday-spending-budget-debt.html
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