Updated version: this week the team pulls out the key points from an ETF roundtable and talks about the best way to pass money to your grandchildren without incurring inheritance tax.Personal finance editor Leonora Walters, deputy finance editor Kate Beioley and personal finance writer Emma Agyemang are joined by Philip Milton, chartered financial planner at Philip J Milton & Company. Hosted on Acast. See acast.com/privacy for more information.