Have you joined the Stay Wealthy newsletter? No spam. No fluff. Just one retirement/tax planning article each week...written by yours truly. ? Sign up for free here.  *** In today's episode, I’m wrapping up our tax-loss harvesting series. Specifically, I'm answering three BIG questions: What if I don’t have any capital gains to offset? How to maximize the benefits of tax loss harvesting? How do I navigate multiple tax lots properly + avoid making a costly mistake? What is direct indexing and why is tax-loss harvesting always advertised as a benefit? If you're a new listener, hit the pause button on today's episode and go listen to part 1 of this series first.  *** ✏️  Grab the Episode Show Notes ?  Subscribe to the Stay Wealthy Newsletter! ?  Get Your FREE Retirement & Tax Analysis