Market Response to Fed Minutes' release; definitions of Bear and Bull markets; Newsroom/"America Isn't Great Anymore;" The importance of Capitalism = economic prosperity; Michael Lebowitz - Fed's light-speed activities; Why recessions are needed; The Fed's problems: Liquidity Continuance and Credit Markets; Record Levels of Corporate Debt, slowed economic growth; Why Companies should be allowed to fail; Surviving Stay-at-Home Orders; Moderno stock; Coming up with Vaccines; valuations matter--what's the market worth? Forebearances & Delinquencies