Markets start lower following President's Day holiday; Apple forecast to miss Q1 guidance, thanks to Coronavirus impact on supply chains; markets have not yet priced in disappointment to earnings because of virus impact; Astro Lawsuit for diminished value to season tickets; Coronavirus expansion cannot be contained; risk to economy equal to 1% GDP? Risk in the Market; stupid things we did as kids; investors buy because 'everyone else is;' Hallmarks of Investment Cycle peaks; regulators loosen requirements;