People who are millionaires have respect for a dollar, and they cut expenses that don’t add value to their lives.  Joe Saul-Sehy was a financial planner for 16 years, and he has observed some interesting things about how millionaires handled their money. He says it’s not discipline, it’s about seeing something good that happens, then making it automatic. Other takeaways from this episode: Automate important tasks Know that there’s a big difference between planning for tomorrow vs. planning for the long-term Improving revenue AND decreasing the costs go hand-in-hand Knowledge doesn’t pay – action pays For more details, go to the show notes at http://www.bigpictureretirement.net/049