Mortgage rates went from being a nap-inducing topic to becoming one of the most talked about, researched, and debated subjects of 2022. After two years of rock-bottom interest rates, homebuyers and investors are getting a rude awakening with some of the biggest mortgage rate hikes in decades, used simply to slow down the economy’s rampant inflation. But where are we headed, and if interest rates go higher, is there a way that the everyday investor can still lock in a low payment?There’s no better person to ask than US Wholesale Mortgage’s Mat Ishbia. Mat has been running the US’s largest wholesale mortgage company for decades, so he knows the ins and outs of the industry better than anyone else. His company provides some of the lowest payments and fastest closings for residential and investor borrowers around the country. With all this background knowledge, where does Mat think that mortgage rates are headed by the end of 2022?Mat pulls out his wealth of knowledge to give investors just like you the best glimpse into the future on this month’s BiggerNews episode. Not only that, Mat walks through how every borrower can save a whopping $9,400 on their next mortgage by making one simple move, and why investors should work with a mortgage broker first, not a mortgage lender, when trying to find the best rates, service, and closing dates around.In This Episode We Cover:Why working with a mortgage broker gives borrowers better pricing and flexibilityInterest rate predictions as we enter into the second half of 2022Where to find the cheapest mortgage (regardless of interest rates)Housing market forecasts and whether or not the recession will hit homebuyingDSCR loans and other investor-only loans that won’t require a W2 How interest rates are calculated by mortgage lenders and what happens behind the scenesAnd So Much More!Links from the ShowBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastGet Your Ticket for BPCon 2022Listen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaFind a Lender in Your AreaWhat’s the Difference Between a Mortgage Banker and a Mortgage Broker?Ask These 19 Questions to Find the Best Mortgage LenderHear About David’s Low Money Down BRRRR DealDavid's BiggerPockets ProfileDavid's InstagramDave's BiggerPockets ProfileDave's InstagramBooks Mentioned in the Show:Buy, Rehab, Rent, Refinance, Repeat by David GreeneConnect with Mat:United Wholesale MortgageClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-658Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.