Today's episode features Tyson Koska from OnTrajectory.

Tyson joined the Army when he didn't have enough money to go to the college he wanted.

Later, he would end up with an English and Philosophy degree which didn't land him a job.

He fell back on an old skill of programming and up-skilled his way into eventually making six figures.

Listen, learn, and let us know what you think about Tyson's amazing turnaround.
Episode Summary
Tyson's background

From a young age, he had jobs and tried to make his own money
His goal has always been to be independent
When it was time to go to college his parents offered to help
But for them to do so he would have to live at home
Instead, he decided to join the Army and became a helicopter pilot
Tyson admitted he made a lot of missteps when he first started working
He blew all his money and racked up credit cards

Reinventing and Up-Skilling

He left the military in 1992
In the end, he would end up in that little local college after all
Tyson decided to study English and philosophy
Those majors didn't provide any job prospects
Tyson fell back on his old skill of programming that he learned at age 13
This spun into a job and a pipeline for up-skilling
Over that stint, he would climb from $30k income to over $100k
His income was increasing but so was his spending
Tyson says that was largely due to marrying the wrong person
Then we discussed what really flipped the switch for him
He recalls a friend who wanted to open a McDonald's
His friend said he needed $100k to do so
That sounded like a ridiculous amount of money to him but inspired him

Creating OnTrajectory

Another big turning point was when his second kid was on the way
There was so much unknown and he couldn't find a tool to help him plan for them
This need led him to build OnTrajectory
Now he sees both individuals and advisory firms using the tool
It's also available for a free 30-day trial with no credit card needed to sign up
Then Tyson walks us through all the incredible detail you can get from the app
There are walkthroughs on YouTube as well as several guides
It's a really cool tool that allows you to insert tons of complicated life events into your projections

 
Key Takeaways

Mistakes Happen: Tyson calls out several missteps but he learns from them instead of dwelling on them
Life is Complicated: OnTrajectory was born out of this idea to model all the crazy life events we can run into

Call to Action

Head on over to OnTrajectory to start your 30-day free trial and see what your plan looks like with all those important life moments.

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