Matt and Nic cover the top stories of the week. In this episode:  An update on our office plant River Financial raises a seed round, and our thesis on Bitcoin financial institutions Microsoft ION launches on mainnet Private keys as private property Wisdomtree's commodity ETF... feat. Bitcoin Another ICO bites the dust Former CFTC chairman Giancarlo says Ripple isn't a security XRP... was it created or discovered? What cryptodollars mean for utility tokens