Richard Meadows is a journalist and author. Life doesn't come with an instruction manual. How to organise our lives to be efficient but have options, to be take advantage of routine and enjoy variety is one of the hardest balancing acts we face. Expect to learn why you should earn as much money as you can when you're young, how to make life changing choices under uncertain conditions, protect against financial disaster, develop a system to create our own luck and much more... Sponsors: Get 20% discount on the best coffee in Britain with Uncommon Coffee’s entire range at http://uncommoncoffee.co.uk/ (use code MW20) Extra Stuff: Follow Richard on Twitter - https://twitter.com/meadowsrichard  Buy Optionality - https://amzn.to/397R4lJ  Get my free Ultimate Life Hacks List to 10x your daily productivity → https://chriswillx.com/lifehacks/ To support me on Patreon (thank you): https://www.patreon.com/modernwisdom - Get in touch. Join the discussion with me and other like minded listeners in the episode comments on the MW YouTube Channel or message me... Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/ModernWisdomPodcast Email: https://www.chriswillx.com/contact