In this episode you will hear: (14:12) In this week’s news segment, an article from The Wall Street Journal “The New M.B.A.: Flexible, Cheaper and Lifelong”, by Patrick Thomas Harvard’s and Columbia’s business schools are starting to add certificates and ‘lifelong learning’ to their programs, a shift that could transform business education in the years ahead.   (28:03) We’re in chapter 151 of 171 Answers and we’re talking through the pros and cons of using a Roth IRA as a source to pay for college. Mark also answers the question, if you do not have enough money for a 529 and an IRA, which one should you prioritize?   (48:14) This week’s question is from Jillion in CA: “I heard people get dual citizenship if they attend college in Canada. Can that be true?” Dave was born and raised in Toronto so he joins Mark and they both answer this question this week.   (01:00:49) In this week’s interview, College Student Chika Nwosu reflects on her freshman and sophomore year at the University of Miami. Chika joined us on episode 38 and again on episode 81. A parent asked us if we can follow a student and have her come on three times over the course of several years. This is the third interview in our sequence with Chika.   (01:08:15) Recommended resource: If you want to know more about studying in Canada go to the official website for the Country of Canada, that website is   Don't forget to send your questions related to any and every facet of the college process to: questions@yourcollegeboundkid.com If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   To access and best utilize the transcripts of each podcast, please do the following: Go to  Click the Transcripts tab, from the top menu by the Episodes tab Click on the transcript for the specific episode you are interested in, just click on the image or by the word “Transcript” You will see a Share icon, a download option, a link to Apple podcast and you will see a magnifying glass Use the magnifying glass to search for any word. If that word was used in the episode, it will show up, highlighted in yellow. You will also see a timestamp so you can see the exact minute and second this word was spoken. If you click the word highlighted in yellow, the podcast player will start playing right at that word. You can stop it from playing by clicking the pause button.  Note: The transcription accuracy is about 90%, so you will see some spelling errors and errors in translation going from voice to print. We are excited to give our listeners a chance to play a role in shaping what topics we discuss, so please send us your ideas for college spotlights, articles for discussion and recommended resources. You can let your voice be heard by completing this survey. Just put the following link in your browser and give us your honest feedback. We thank you in advance. Every episode of Your College-Bound Kid will align with a chapter from the book 171 Answers to the Most-Asked College Admission Questions. To get a copy go to Amazon and click:   If you want to place a bulk order, you will save money by purchasing this book at 171answers.com. Every penny goes to The Atlanta Mission, a Christian organization that helps over 1000 homeless residents every day.  If you want to see what future episodes will discuss in the book chapter section,  just go to 171answers.com and then click the red button "See exactly what 171 Answers covers"