Court and Nic are a married couple with two beautiful children, living retired in Canada on about $30K a year.  We discuss a wide range of topics with Court from Modern FImily:How she was raised financiallyHow she first learned about financial independencePaying off $65K in loans dring 2.5 yearsFinding your people and community and how it leads to further optimizationsHer frugal lifestyle and some of her approaches and tips for saving moneyHow to save money while still socializing and making connections with friendsHow to continue to cut costs while not depriving yourself along the wayHow they save on the top three expense categories; housing, transportation, and foodHow they spend less than $30K a year as a familyHow to hack your life to save moneyThe excitement and pleasure of finding a good deal versus spending moneyQuestioning why we’re all working so hard to buy fancy things just to have to keep working a grind for 30 or 40 yearsHow to have a meaningful life without having to break the bank on itThe power of compounding interestThe difference between frugal and cheapThe importance of downtimeBeing a valuist - figuring out what brings value to you and your life and then cutting out the rest and the fluff.  Being a valuist is getting your spending in line with what you value.How they make friends in their early retirement lifestyleHer billboard sign: Prioritize your most precious resource, time!Show ReferencesMr. Money Mustache’s blogModern FImily blogModern FImily on Instagram