In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 31-year-old Ruth!Ruth lives in Texas and works in tech. She and her husband got married in 2021. For a very long time Ruth followed a limited income. Now that they are doing well with their income to debt-ratio, they have big plans to go on vacation and start a family.There's a wild curveball in this episode involving physical stock certificates! Listen to find out!Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: www.futurerichpodcast.com/coachingFollow us Instagram here!