Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor. Today's Stocks & Topics: UPST - Upstart Holdings Inc., Personal Consumption Expenditures (PCE) Report, Fertilizers, Limited Partnerships SLB - Schlumberger Ltd., VMW - VMware Inc., LLY - Eli Lilly & Co., GLT - Glatfelter Corp., Business Cycle. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy