American debt and delinquency are increasing in a time of low unemployment. The Census Bureau data finds Americans buying homes with double the square footage per occupant compared to 2 generations ago. The average home has 1000 square feet per person. The average U.S. home now is around 2500 square feet - up from 1500 not that long ago. That's more square footage to heat, cool and repair. Housing is the number one cost of living factor that affects your future financial security. When home shopping, put needs first and stick to living on less than what you make.
Shopping online reveals a big push to get consumers to click to purchase now. Clothing sellers flash purchase reports of what appear to be real-time buys going on. That can be faked. Priceline uses this tactic as well - pushing you to click to buy now because some person just got some hotel deal. Car rentals sites may tell you there's an urgent shortage of available cars so book now!! Know these manipulations exist to counter the problem of abandoned carts. Online retailers are using mind-games to create urgency and/or excitement. Don't let them fool you. 
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