Hello Martinis and Your Money Listeners! Today is the third Friday in April and in case you didn’t know, April is Financial Literacy Month or what we like to call our favorite time of year at The Financial Gym. An entire month that’s focused on the importance of financial literacy. I always say that financial literacy is just as important as regular literacy and while there are so many resources for us out there to get better at it, I still feel as though we have a financial literacy crisis in the US. Every day new clients come to the Financial Gym feeling shame that they aren’t as adept in their personal finance knowledge as they think they should be and my response is always the same. Why should you feel confident? Most of us didn’t learn about personal finance at home, at school or on the job, yet the second we start receiving paychecks, we’re responsible for managing our money and navigating the world of personal finance.  This month on the podcast, I’m addressing a particular area of finance that our clients find the most challenging. Today we’re talking retirement planning and joining me is Gaurav Sharma, founder, and CEO of Capitalize to discuss not only the importance of investing for retirement but how we can do so efficiently and not pay extra fees along the way For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode416