This is our Wednesday show, where we niche down to a single topic, think about a question and unpack the rest. This week, Natasha and Alex brought on Mary Ann for a special fintech episode, perhaps our spiciest of the year so far. We asked:Are fintech startups playing offense or defense today?To start, we spoke about Ramp and Pipe's latest moves (here, here), which include moving into the travel space and branching out into media and entertainment, respectively, and how they reflect the broader fintech competitive landscape.We even played out a scenario in which we decide if two of the buzziest fintechs will ever compete with each other. (Answer: Yes.)Before you go, make sure you subscribe to Mary Ann's new fintech newsletter and check out her recent TechCrunch+ investor survey from top investors in this noisy sector. Evergreen reminder to take advantage of code "EQUITY" when subscribing to TechCrunch+ for a hefty discount, and gratitude from your favorite trio of tech nerds.Equity drops every Monday at 7:00 a.m. PST, Wednesday, and Friday at 6:00 a.m. PST, so subscribe to us on Apple Podcasts, Overcast, Spotify and all the casts.