Philip shares how he created a rental portfolio that nets $12k per month after all expenses, by tapping into equity that he had in his primary residence.We talk about how he created the equity in his home, and how he used a HELOC (home equity line of credit) to access the equity.Philip shares how having access to the equity enabled him to get really good deals on rental properties because he could make cash offers.We also talk about how he's been able to recycle the equity over and over to build his rental portfolio.