How do you not only survive the holiday season but thrive during it? Today our roundtable team rolls out their very best holiday survival ideas. We'll talk shopping to family to mindset and fun...plus maybe sprinkle in a laugh or two. Calling in today is Paula Pant from the Afford Anything podcast, plus Len Penzo from LenPenzo.com, and who can forget OG from our very own show!

Plus, at the halfway mark of today's episode we'll talk about flexible spending accounts. What do YOU need to know before the year is up? Maybe a lot. Hopefully we save a few people a LOT of money because they listened to today's podcast! Helping us by calling dad's shortwave from all the way over in Europe, we'll welcome back Suzanne Lucas, aka the Evil HR Lady from evilhrlady.org.

And during our Magnify Money call we'll hear from our good friend Santa and he gives us his tip for not getting so tipsy this time around the world on his sleigh.

As always, of course we'll quiz our contributors with an epic gameshow question by our neighbor, Doug. All that and more on today's show! Hope you can join the fun!