The Dow closed down 354 points and Jim Cramer is diving into the race for a vaccine for COVID-19. And, Cramer is breaking down nCino, a company that operates cloud based software for banks, after its IPO and what investors should look for when thinking about starting a position. Next, when life gives you lemons, get to know Lemonade - CEO Daniel Schreiber joins Cramer to discuss the newest IPO in the insurance sector and where the company is headed after its stellar debut. Plus, ahead of the merger with Fortress Value Acquisition Corp to bring the company public, MP Materials CEO James Litinsky checks in with Cramer.