Six months into an historically-lethal pandemic that potentially threatens everybody on the planet is probably a pretty good time to update or begin your personal financial checklist —In case you unexpectedly check out.

Many people, and especially long-time career federal civil servants are almost certainly worth more dead than alive, and by a lot more than they think. Especially true if you can leave a lifetime indexed-to-inflation survivor annuity, subsidized lifetime health insurance coverage, life insurance and more.

But how much more? Do you have a clue? Can you think of a better time for a personal tune-up?

Benefits expert Tammy Flanagan has spent most of her adult life, in addition to raising sons, probing the mysteries of the federal benefit package, from cradle to grave and beyond. But it’s worth keeping on top of because it is one of the best, anywhere, for you now and for your survivors down the road. She joins us on Your Turn with Mike Causey today to discuss.