Square wants to become a bank. Microsoft Teams might be rocketing ahead of Slack in terms of user numbers. The EU wants streaming companies to cut back on HD streams. Covid might be depressing music streaming, and some analysis of the iPad becoming a regular old computer.Sponsors:TinyCapital.comBlinkist.com/techmemeLinks: Square gains FDIC conditional approval for a banking license (Silicon Angle) Microsoft Teams passes 44 million daily active users, thanks in part to coronavirus (VentureBeat) What worries Mark Zuckerberg (The Interface)EU warns of broadband strain as millions work from home (Financial Times) Improved iPhone, AirPods availability suggests Chinese production nearing normality (Apple Insider) Music streaming may actually be falling because of coronavirus (QZ) Apple's iPad Pro becomes more like a Surface, and that's a problem for Microsoft (Windows Central)Steven Sinofsky tweet thread about the iPadSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.