Getting financially healthy is as much a mindset game as it is a numbers game, and part of changing your mindset includes changing how you view certain words around financial health, like budgeting, investing, and, our topic today, frugality. Before I set out on my path to financial wellness, I thought of frugal people as cheap people. Being frugal was not a goal I had for myself. Fast forward 10 years, and I know that frugal people are fabulous, and frugality is more of a money hack than anything else.  Joining me today to speak more on this topic, and how you can change your mindset to embrace frugality, is Jen Smith, founder of the blog site Modern Frugality and co-host of the podcast Frugal Friends. She joins me to share how she became a frugal convert and how embracing frugality led to debt freedom for her and her husband. For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/modern-frugality-with-jen-smith