Perhaps you’ve heard that, because people are driving so much less and accident claims have plummeted during the coronavirus lockdown, your benevolent automobile insurance carrier is planning to give you a big wet kiss in the form of a refund. Well, our guest today not only gives us the lowdown on why this might be happening, but he suggests that in reality, it’ll more likely be a credit rather than a check for cash. Steven Gursten is the managing partner at Michigan Auto Law. He tells us that the amounts insurers are promising to refund pales in comparison with the decrease in actual driving and, likely, accident claims. Meaning they’re seeing a windfall at this time when claims are way down and they’re enjoying a reprieve from court cases stemming from accident claims. Also today: Oakland County will begin offering drive-through COVID-19 tests at the county complex at 1200 N. Telegraph Road. You don’t need a prescription, but you do need to schedule an appointment by calling 1-800-848-5533. And, it's the 60th Anniversary of the incorporation of Motown Records. Sven and Jer share a couple of their favorites.  Support the show: http://www.patreon.com/dailydetroit