*It is important to make a distinction between retiring early and claiming Social Security benefits early.*

*Today's Stocks & Topics: The Beige Book, The Fed & Inflation, FITB - Fifth Third Bancorp., Real Estate Market, Life Insurance, JPS - Nuveen Preferred & Income Securities Fund, Thrift Savings Plan (TFP), VTIP - Vanguard Short-Term Inflation-Protected Securities Index Fund, BB - BlackBerry Ltd.*

*TRIVIA QUESTION: "In times of federal budget deficits, do we know WHAT it costs the U.S. government to pay for federal worker holidays? AND-- across time and all cultures, WHAT is the oldest known holiday?"*

*Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.*

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