The reality of the dire state of the economy will catch up with equity investors-- because the depth and duration of our calamity are 'unknowable'.

Today's Stocks & Topics: The Federal Reserve, Bears and Bulls Arguments, Inflation, Interest Rates & Refinancing, GDXJ - VanEck Vectors Junior Gold Miners ETF, WD - Walker & Dunlop Inc., Cash, Shop Online, Reverse Split, PENN - Penn National Gaming Inc., CARS - Cars.com Inc., Stock Evaluation, KAR - KAR Auction Services Inc., CSCO - Cisco Systems Inc., Consumer Price Index.

TRIVIA QUESTION: "Approximately HOW MANY banks are there in the United States? And how many banks have FAILED in recent years?"

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