Do you get nervous when you hear the word recession? Today we talk about the dreaded "R" word "RECESSION," and what it really means with our Chief Financial Advisor, Adam Harter. Are you familiar with the widow and widower's penalty? As if you don't all ready have enough going on in your life, you now have to deal with this. We chat about Roth recharacterizations and more too!  Tune into this episode of Consider This Program.