The chief strategist for Morgan Stanley thinks the greatest risk in the equity market remains in growth stocks-- where expectations are too high.   Today's Stocks & Topics: How Much Money You Should Own in Stocks for Retirement, Risks Paying Off Your Mortgage, Jobs, Investing Patterns, Index Funds, Life Insurance, TAP - Molson Coors Brewing Co. Cl B, Delaware Statutory Trust, CCL - Carnival Corp., SMG - Scotts Miracle-Gro Co., Stock Indicators.   Plus: Key Benchmark Numbers and Market Comments for: Gold, Oil, Gasoline, Treasury Yields and Small Business Sentiment, Streaming Wars.   TRIVIA QUESTION: "Which companies had the stock that performed best with REINVESTED dividends over the past decade from 2009--- until now?"