America's 'Tax Cuts and Jobs Act' created a series of big changes that could affect your tax bill. Today's Stocks & Topics: 529 Plan?, Asset allocation?, BIG - Big Lots Inc., IRA?, Retirement funds?, How to invest without a stock broker?; Steve's NEWSLETTER highlights. Plus: Key Benchmark Numbers and Market Comments for: Gold, Oil, Gasoline and Treasury Yields. TRIVIA QUESTION: "For the S&P 500, positive return years sometimes follow negative years-- but not always... do you remember any obvious 'see-saw' performance sequences from the past 20 or so years?"