Learn how to think through whether or not to finance a home. A friend called me. Should I finance the home or pay cash? What is the fixed rate? 3.5% 1. Still very low rates. 2. It is tax deductible if you itemize. Will it still be under tax reform? 3. If rates go to 6%, will you kick yourself? 4. You can earn a dividend on a stock that yields 3.5% and earn enough to pay it. 5. Cautious of risk? Think we could be at the peak of a bubble? Then don’t borrow 80%, maybe only borrow 60%. Put down more and borrow less. That way if prices drop you hopefully won’t be under water.   Hit the subscribe button for instant notice of new podcasts!