What do you do to protect your 401k when the stock market is in free fall, and your retirement savings are disappearing like ice under heat? I’m Bryan Ellis. I’ll tell you exactly how to PRESERVE, PROTECT and GROW your retirement savings RIGHT NOW in Episode #187.-----Hello, SDI Nation! Welcome to the podcast of record for savvy, self-directed investors like you! Get ready for another dose of predictably profitable thinking!In the last 30 days, the Dow Jones Industrial Average – that’s the stock market – has been slashed by nearly 9%.Let’s think about the gravity of that for a moment. One way to look at is this: If you’ve been working and saving for the past 30 years – and your money is in Dow-type stocks – it’s almost as if 9% of that time – that’s 2.7 YEARS – it’s almost as if 2.7 YEARS of your life has now been erased… just wiped away… as if you never put in the blood, the sweat, the tears of those years… as if they never happened at all… and now there’s a financial chasm that has to be filled… but no matter what you do, you can never, ever manufacture another 2.7 years, no matter how badly you’d like to do so.What to do, what to do?Well, my friends, here on SDI Radio, we don’t moan and groan, we take action… action that results in positive, impressive, even enviable results. So let’s discuss a plan right now to help YOU during the in-progress market route……and make no mistake: I expect it to continue. It could be ugly for a while.Now to set the stage for you, I’ll be primarily addressing those of you who have 401k’s. But fret not, my loyal IRA-using listeners! Everything I share with you today applies almost exactly to you as well… only you automatically have more flexibility than the 401k users because most of you can, at any time, make almost any adjustment to your account that you like, but the same isn’t necessarily true of 401k users. So no matter whether you’re a 401k or IRA user, this show is for you.My friends, conventional financial planners consistently say one thing: Don’t panic. They’ll tell you the market goes up, and the market goes down, and it’s all part of the natural cycle. And they’re right. It is part of the natural cycle. But allow me to ask you this simple question: When there’s a hurricane coming your way, inevitably, you can see the signs before it happens. And you know how horrible the damage can be. We all know about hurricane Katrina in 2005… over 1,200 people died, much of New Orleans was laid to ruins and was left under 20 feet of water. The recovery for that city still isn’t 100%... and residents there suffered MIGHTILY for many years following. But as bad as that one was, it’s nowhere near the worst of all times. That has to belong to the great hurricane in Galveston, Texas in 1900… that one KILLED over 8,000 people and utterly destroyed the area. It was destruction through and through… the raw power of nature on display for all to see… and which nobody could do anything to stop.But it was NATURE. It was predictable. In fact, we could all see those storms coming before they came. And if you wanted to do it, you could get out of the way. That was an option. That way, your life, your family’s lives, and whatever you could take with you could be saved and gotten out of the way.But that’s not what your financial advisor suggests that you do with your money. Not at all. Instead, he suggests that you just wait it out, that things will be better in the future, and that the future is always brighter than the past.That’s very optimistic, isn’t it? But you, my friends, have doubtlessly mocked other people who used that logic in a different setting. Ready for the proof? How many times have you seen a person on the news during the lead-up to a horrible hurricane who says, very defiantly, “I’m not going anywhere. This is where I belong and I’m not leaving!”That person is insane, in my humble but entirely accurate opinion. And that’s exactly the strategy you’re using with the stock market when you choose t