Money isn't just about the numbers. And having money struggles doesn't mean you're lazy or "bad" with money. Money is about habits, experiences and what tools we're working with. One of the ways to fix our struggles and become less stressed out about money is adding mindfulness into the mix. Being intentional with your money can make all the difference in your life, and that's what I discuss with my guest Patrick Ens, VP of Strategy & Brand at Capital One Canada. Long description: Capital One Canada is one of the sponsors for this year’s sponsors of Credit Education Week from Nov. 13-16. There are tons of free financial literacy events happening for Credit Education Week, so visit cewc.ca to find out what’s happening in your city! Like I mentioned in the intro of this episode, I was 100% living my best life this past weekend. Not only did I attend the Canadian Personal Finance Conference (I’ve gone to this conference every year since 2013!), but I also got to moderate the fireside chat sponsored by Capital One Canada, with Laurie Campbell (CEO of Credit Canada Debt Solutions) and Patrick Ens (VP, Strategy and Brand at Capital One Canada). This was definitely my ideal situation because although I loved getting the chance to do a full-on presentation at last year’s conference, I’ve gotta admit that I was in my element moderating this chat. To me, it was basically like a podcast episode with two incredibly intelligent and experienced guests, and there just so happened to be a live audience watching. But yes, I know, this wasn’t really a podcast episode. So, in case you weren’t able to catch our talk at the conference, luckily I was able to interview Patrick for the podcast! We discuss at length (and in-depth) this year’s theme for Credit Education Week — money mindfulness. If you’re a longtime listener of the show, you may have listened to a few episodes I’ve done in the past about this topic. But what is so great about my interview with Patrick is he comes from a very different background. He’s not a mindfulness guru or your typical money expert. He comes from the brand side of things and helps clients directly with the financial products offered by Capital One Canada. Because of that, he has a very interesting perspective on what it means to be intentional with your money and thus smart and responsible with credit use. Credit Education Week Credit Education Week is in its 12th year, and Capital One Canada is one of the sponsors alongside Credit Canada Debt Solutions. The theme for this year is money mindfulness, because we all need to be more mindful with our money habits, our spending and especially our credit use. To learn more about all the free events going on for Credit Education Week, visit cewc.ca. Get Your Credit Score for Free If you don’t know your credit score, what are you waiting for? Capital One Canada let’s you check your Transunion credit score for free without dinging your credit score in the process. Click here to get started.