Welcome to 2011! Hopefully, you had a great holiday season and a happy, yet safe, New Year's. Are you ready or 2011? It's time to buckle down and re-double your prep efforts. By many accounts, this is the year where things start to really go downhill. But wait, it gets better! From the way it looks, no matter how bad it gets this year, it will looks like it'll get even worse sometime in 2012.

Gee, doesn't that sound like fun? No? Join me on the latest Episode to hear why I think we're between a rock and a hard place.