Today, we cover this question from a listener:
Joshua,
I know you get a lot of questions, but I was wondering if you have a radical way to get out of an upside down car loan.
I do financial coaching for people in our church who have requested benevolence, and most of them have large car payments - e.g. Someone owes $25,000 on a car worth $15,000. I cannot find a solution that is good (and maybe there is none).
Dave Ramsey says borrow the difference so you have a smaller loan, but by the time someone is requesting benevolence, they cannot qualify for borrowing any more.
Other ideas of rolling it into another car loan with incentives aren't great either. It is really the $3,000 in negative equity and more that I am looking to solve for.
Any radical ideas?
Travis

Open a brokerage account with TradeKing and get a free $100 bonus! www.tradeking.com/radical
Start the new year off right by learning the skill of budgeting! www.radicalpersonalfinance.com/YNAB 
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron